Oct 11, 2025
Trailer vs Motorhome: Which One Fits Your Road Trip Dream?
Dreaming about exploring Canada on four wheels this summer? Whether it’s cruising through British Columbia’s mountain roads or camping by Ontario’s lakes, hitting the road in your own mobile home sounds perfect. But here’s the big question — should you choose a trailer or a motorhome?
Both options offer freedom, flexibility, and comfort, but in different ways. Let’s help you decide which one truly suits your lifestyle, budget, and vehicle.
1️⃣ Consider Your Current Vehicle
If you already have a reliable SUV or pickup truck, a trailer might be the more practical choice. It lets you use your current vehicle for towing, and once you reach your destination, you can detach it and drive freely.
However, if your car isn’t powerful enough or doesn’t have the right towing capacity, that could mean extra costs for upgrades or even a new vehicle.
On the other hand, a motorhome (or RV) comes as one complete package — no towing required. You just start the engine and go! But remember, repairs or maintenance can be more expensive since both your vehicle and living space are combined.
💡 Insurance Tip:
No matter what you drive, make sure your coverage matches your needs. Check out our Car Insurance options to protect your vehicle and your travels.
2️⃣ Set a Realistic Budget
Your budget plays a huge role in this decision.
- Trailers are generally cheaper to buy and maintain, but you’ll need to factor in a capable towing vehicle, gas usage, and possibly extra insurance.
- Motorhomes cost more upfront but can save you on hotels and travel logistics.
If you’re planning frequent long trips or cross-country adventures, a motorhome might be worth the investment. But if you travel only a few times a year, a trailer could be the smarter, more economical choice.

3️⃣ Think About Your Travel Style
Are you someone who loves setting up camp for a week at one spot, or do you prefer moving every day to explore new places?
- Trailers are ideal for people who like to park and stay. You can unhook and use your vehicle for local exploration.
- Motorhomes are perfect for those who want convenience — just pack up and go without extra setup.
Also, consider your travel crew. Families often appreciate the larger living spaces of motorhomes, while couples or solo travelers might enjoy the simplicity of a trailer.
🛡️ Don’t Forget RV Insurance
Whichever you choose, make sure you’re properly insured before hitting the road.
Having the right RV or trailer insurance gives you peace of mind in case of damage, theft, or accidents during your adventures.
At Bonjour Assurance, we help Canadians find affordable and reliable protection for all types of vehicles — from cars to campers.
👉 For more detailed advice, check out the original resource by iA Financial Group.
✅ Final Thoughts
Choosing between a trailer and a motorhome comes down to budget, vehicle capacity, and travel habits.
If you value flexibility and lower costs, go for a trailer. If you prefer all-in-one convenience, a motorhome might be your perfect match.
Whichever way you roll, just make sure you’re protected — because peace of mind is the best travel companion you can have.